Auto InsuranceHome InsuranceCommercial InsuranceLife InsuranceHealth Insurance
Help

Help

Life SaverHow do I get an insurance quote?

First, Schreiber Insurance Agency is only licensed in the following states: Arizona, Colorado, New Mexico, and Utah. If you are in any other location, we invite you to browse our site to get all kinds of information on insurance and related topics, but we cannot provide a quote at this time.

Select which type of quote you would like to receive by clicking here. Complete the short quote form and submit it by clicking the appropriate button below the form. You will receive a quote by e-mail (or the method you select) within one business day.

Where can I find a phone number to turn in a claim?

Simple. Click here. If you don't see the company you are looking for, please e-mail our claims department here or call our office at 1-800-452-9703. We have a book of phone numbers for every insurance company. We will be happy to look up the phone number for you.

Can I pay my bill online?

More and more insurance companies now let you pay either online or by phone with your credit or debit card. Check with your insurance company or ask your agent what options are available on your policy.

Why do the quote requests now ask for a Social Security number?

Many insurance companies now base their rates on what is called "Financial Responsibility". In English, that means that the company runs a basic credit score on each person who requests a quote and bases the final rate on the results.

Here is what they say:

"Major insurance companies and organizations such as Fair, Isaac and Company and Tillinghast-Towers Perrin have studied the issue and found data to support using credit history as a predictor of claim filing. The Arizona and Virginia insurance departments also have reaffirmed these findings through comprehensive studies of their own on the issue. After decades of use, insurance companies have found that using credit information can help them write more business and allow consumers to pay less."

Insurance underwriting has completely changed in the last year. Whereas companies used to deny coverage if you had a ticket or two, now if you have good credit you can, not only get coverage, but get better rates than you could before. On the other hand, if you happen to have poor credit, it also means that the company we would have quoted you first may end up giving you very high rates or decline to offer coverage at all.

Since the only thing worse than giving a high insurance quote is to have to say, "You know that quote we gave you? Well, it came back $2,000 higher," Schreiber Insurance Agency, like many other agencies, has decided just to ask for the Social Security number up front. That way we know and you know that the quote we give you is going to be accurate.

In order to ensure the security of your information, including your Social Security Number, Schreiber Insurance Agency uses Thawte Digital Certificate security. This ensures that all information you send to us via the World Wide Web will be encrypted. If any other internet user intercepts the communication he/she will only be able to see it in an encrypted (garbled) form. Certificate technology allows us to decrypt the information, and view it in plain text form. For more information on SSL digital certificates for web servers please click here.

Can you write insurance in Mexico?

Yes. For an instant Auto insurance quote for Mexico, click here.

 

About Schreiber Our Staff Companies Local Contact Us